About Go Covered

Clara Whitfield

Go Covered is a reading site about health coverage from the late 50s through the first year at 65. It explains signup windows, late penalties and the trade-offs between common options.

What the site is

This site explains coverage choices. It isn't an insurer. It doesn't rank plans, name a "top" plan, or have any form to sign up for coverage.

Go Covered has no tie to Medicare, CMS, HealthCare.gov or any other part of government. They don't review or back what we write. We link to their pages so you can read each rule at its source.

How we write

• Every date and dollar figure carries its year.
• Every rule links to the official page that states it. That's usually Medicare.gov, HealthCare.gov or CMS.
• When we quote a rule, we copy it word for word.
• We show the day we read each page. If our note and the source page part ways, rely on the source page.

Who writes here

"Clara Whitfield" is an invented name. Our whole writing staff publishes under it. Clara is not a licensed agent or a Medicare counselor. The name stands for no special training.

Where to get personal help

For help with your own choice, talk with your state's SHIP counselors. Official answers are on Medicare.gov or HealthCare.gov.

Go Covered's pages are put out by Go Covered Insurance.